We went in for our 20 week ultrasound yesterday.  And despite what my gut told me, they saw a penis.  I though for sure it was going to be a girl, don’t know why.  But, it looks like we are going to be one of those two boy families.  Broken vases from all the wrestling in the house.  My uncle Wes will be disappointed, out of all the cousins on my dads side, there are only threegirls and one includes me.  So, that is eight boys and three girls.  And out of those cousins, there has been five boys and one girl born (that I know of).  I think we where meant to be a family of boys.  Good thing I saved all those clothes.  I also found out that my stepsister is pregnant with her third child and due just a few weeks after us.  The story is that the guy wants nothing to do with her now and she is moving back in with my dad and step mom.  Three kids, three husbands, single and living with your parents.  Not a place anyone wants to in their early thirties.  She needs help and guidance – I just hope she can find it in time.

On a side note.  I had a late payment to Chase credit card company the other day.  I paid in full, it just showed up two days late.  A little history about me, I am fickle about payments and interest.  I have only carried a balance once and it was for only a month, and I always pay on time.  I think I have overdrawn on my checking account a couple of times, but I have a savings set up in case that happens so I don’t bounce.  I hate interest – it pisses me off and I hate fees.  So, when I got a bill with late fees, I called.  With this card, I have always paid on time and in full.  I think is why they don’t like me, I don’t make them money.  They would not work with me at all.  That is the thanks I get for being a good customer.  So, I canceled the card.  And this brings me to another thing that has bothered me since the collapse the market.

People do not borrow well.  Why are so many people in bad mortgages?  Because they signed on the line.  Most people (some where lied to) knew what kind of loan they where getting.  They knew what would happen, they got a loan based on two incomes that had a ballooning interest rate.  Now they are losing their homes.  They are just as much to blame as the banks for taking them.  Now, they are getting lower interest rates then I have.  What about me?  I borrowed what I could afford and make my payments every month.  And then there is the IRS.  Settling for less then you owe?  What the hell.  We have often thought of not paying them and seeing if we can settle for less.  What happened to us?  The ones who make bad choices get bailed out (AIG)?  What about rewarding ones who manage to stay out of trouble?  Why don’t I get a lower interest rate? I understand helping someone when they are in a pickle – we all make bad choices from time to time (highest divorce rate ever) but I wonder about the average hardworking person.  I know someone who always had a hard time showing up to work on time and every day.  They got fired, now the system is supporting them.  Why don’t we get something for making it to work every day?  I am a Democrat but in the same sense I am a Republican.

P.S.  I know my grammar sucks and I apologize to all you English scholars out there